The views expressed in this blog are entirely the author’s own personal thoughts and opinions, and are meant for use by the reader only as an informative.  Further they do not represent the opinion or views of the author’s employer in any way.  The author, employers and clients of the employer may have position in the stocks discussed. Included content is based upon fundamentals but they should not be used to form an investment decision as investors should be aware that past performance is not necessarily a guide to future performance and value of investments can go down as well as the market related investments are subject to market risk and volatility. The suitability or otherwise of any investments will depend upon the investor’s particular circumstances and advice should be sought from an independent expert/advisor.  The author will not be responsible for any loss or damage resulting from the reader’s investment decision based on the information written in this blog.  No arguments and / or claims and / or objections will be entertained.